America’s First Choice Home Club, also known as AFC Home Club, is known for being one of the best home warranty companies. AFC Home Club features select home warranty plans with a long workmanship guarantee and a homeowner’s choice of the contractors they want to work with for repairs and replacements. With different coverage options and additional benefits designed for homeowners, AFC Home Club is a worthy option to consider if you’re looking for the best home warranty coverage.

AFC Home Club: What You Need To Know

  • Company Overview
  • What Areas Does the Company Serve?
  • Plans & Coverage
  • Optional Upgrades 
  • How Much Does AFC Home Club Cost?
  • How To Sign Up for AFC Home Club 
  • How To Request Warranty Service 
  • How To Cancel AFC Home Club 
  • AFC Home Club Contact Information 
  • Is AFC Home Club Right for Me? 

As a homeowner, you have a lot to think about in terms of protecting your home and the systems and appliances in it. Homeowners insurance offers an excellent start by financially securing your home in the event of a fire or other unexpected events. However, homeowners insurance doesn’t cover other common issues in homes, like a plumbing stoppage, malfunctioning air conditioning, or problems with parts of your electrical system. 

AFC Home Club: What You Need To Know

A home warranty plan like those from AFC Home Club can give you additional protection for your home systems and appliances, filling in the coverage gaps. An AFC Home Club warranty is available in different plans to cover the home system components you want to be protected most while fitting your household budget.

As you compare companies to find the right home warranty plan for your home, you should consider AFC Home Club. 

Company Overview

Also known as America’s First Choice Home Club, AFC Home Club consistently appears on best home warranty lists from trusted review sites across the web. Most notably, reviewers praise the company for its unique stance on allowing homeowners to choose the contractors they want to work with and for guaranteeing the work done as a result of a claim on a homeowner’s plan. AFC Home Club makes it easy for members to request services covered by their plans by submitting a form online or calling the customer service number. 

As one of the best home warranty companies, AFC Home Club's competitors include:

AFC Home Club also includes some one-of-a-kind benefits for members, like its $75 service fee option and consumer identity protection for free with a paid plan. There are also four plans to choose from, allowing each homeowner to pick their choice home plan that works with their budget and protection needs.

What Areas Does the Company Serve?

AFC Home Club provides home warranty coverage for all of the United States except for Hawaii. However, plans in each state may vary, depending on the legalities of home warranty in your state. You can find out more about an AFC Home Club warranty in your state by visiting the company’s coverage-by-state articles.

Plans & Coverage

A primary reason homeowners search for an AFC Home Club review is to learn more about its plans and costs to determine whether the home warranty company offers the coverage they need. Let's look at how the company's coverage works to help you break down each AFC Home Club plan.

Systems Plan

AFC Home Club starts with a Systems Plan that covers your primary home systems, like your plumbing system and heating system. The Systems Plan will not cover any appliances. Instead, this basic plan is best for homeowners needing a budget-friendly home warranty for some of the most expensive repairs and replacements.

Silver Plan

Next is the Silver Plan, which is AFC Home Club’s appliance-only plan. The appliances plan covers your garage door opener, refrigerator, washer, dryer, and other appliances but does not include coverage for any home system.

AFC Home Club also offers complete home plans with its Gold Plan and Platinum Plan. 

Gold Plan

The Gold Plan includes all appliances besides built-in microwaves, fans, and ice makers, and all home system coverage except for plumbing stoppages. 

Platinum Plan

The Platinum Plan covers all eligible appliances and home systems, up to 18 in total. In addition to major systems, home comforts are included to make sure your refrigerator is making ice and your sinks are draining properly.

When you request a service that your plan covers, AFC Home Club requires you to pay a service call fee. You can choose the amount of your service call fee, but the amount you choose will need to be paid before AFC Home Club schedules your service, regardless of the plan you have. 

Members of any plan can also get additional benefits, such as discounts on pet insurance, vision insurance, dental insurance, identity theft insurance, and a utility concierge to help you budget utilities.

Optional Upgrades 

When you sign up for AFC Home Club, you can customize your plan with additional options that aren’t part of the company’s regular home warranty coverage. Although the Platinum Plan includes the typical home systems and appliances most homeowners want to protect under a home warranty, it doesn’t include items such as the septic system, sump pump, or central vacuum. For these items to be covered on any plan, you’ll need to add them to the base appliance or systems plan you’re interested in.

Other optional coverages from AFC Home Club include pools and spas, double ovens, hot water dispensers, electronics, stand-alone freezers, and roof leak repair coverage. Some areas may not have specific options available. To determine what you can add to your plan, you can request a quote from AFC Home Club. After choosing a plan, the company will show you the options available to you, along with their prices, to give you an accurate quote.

How Much Does AFC Home Club Cost?

AFC Home Club’s home warranties vary in pricing depending on where you live and the type of coverage you have. Generally, prices start around $40 per month for a systems plan and go up to about $60 per month for the Platinum plan for complete home coverage. 

One of the most significant benefits of AFC Home Club is that you can customize your plan’s cost in a few ways to fit your budget. First, the company allows you to choose between monthly and yearly pricing. Paying yearly shaves some money off the total price of your plan, usually resulting in getting about one month free. You can also choose between a one-year and three-year contract paid monthly or annually, which can also discount the price of your plan.

Finally, play around with the service fee, which ranges from $75-$125. You’ll pay this amount every time you need something serviced under your plan, so make sure it’s one you feel comfortable with. The higher your service fee, the lower your monthly or annual payment will be.

Optional upgrades through AFC Home Club are between $25-$150 for a full year. For example, adding roof leak protection bumps the cost of your plan by just $25 per year or $2.08 per month. 

How To Sign Up for AFC Home Club 

After completing a quote from AFC Home Club online and figuring out the price that works for you, you can sign up right away by clicking the ‘Buy Now’ button. Alternatively, you can call the company’s customer service line at 833-470-2194 to speak with a representative who can learn more about your home’s needs and suggest the right plan for you. 

How To Request Warranty Service 

When you have a problem with your appliances or home systems covered under your AFC Home Club warranty, you want to be sure that you can have the issue taken care of quickly and conveniently. Fortunately, AFC Home Club allows subscribers of any of its plans to request service easily online. 

To do this, just log into your account and click the ‘Request Service’ link. You’ll fill out a simple form explaining the type of service request. Then, you can either indicate that you’d like to use your own technician or have AFC Home Club find one for you. Finally, you’ll pay your service fee, and AFC Home Club will send you an authorization stating that it’s okay to move ahead with the repair or replacement. 

Alternatively, you can call 770-973-2400 to have a representative help you schedule your warranty service.

How To Cancel AFC Home Club 

AFC Home Club does not technically lock customers into a contract, so you won’t have to wait out your full warranty period if you decide the service isn’t right for you. Instead, log into your account to cancel at any time, or call the customer service center to cancel by phone. 

AFC Home Club may charge a $75 fee for early cancellation. However, you can receive a prorated amount based on the number of months you paid for in your warranty plan, minus services that AFC Home Club has already paid for. If you cancel within the initial 30-day waiting period, you can receive a full refund. 

AFC Home Club Contact Information 

There are a few ways to get in touch with AFC Home Club if you need assistance, have questions, or need to request a service from the warranty company. To sign up or get a quote,  call 833-930-0373. For service requests, call 770-973-2400 or log into your online account to submit a request form. You can also contact customer service via your online account after you’ve logged in if you have any questions or concerns about your plan. 

Is AFC Home Club Right for Me?

After reading this AFC Home Club review, you might ask yourself, “Is a home warranty worth it?” In many cases, a home warranty can bridge your homeowners' insurance coverage with additional protection for uncovered systems and appliances that your family uses daily.

A home warranty from AFC Home Club can give you some peace of mind knowing that you’ll have important parts of your home protected when something goes wrong. Plus, you can use any technician you’d like once AFC Home Club authorizes your service request. AFC Home Club also offers many benefits for homeowners, like vision, dental, and pet insurance discounts and access to an emergency alert network. 

Still, you might not be sure whether AFC Home Club or another warranty company is better in terms of the coverage or pricing you need. In that case, we suggest requesting a free quote from AFC Home Club and other home warranty companies you’re considering. These quotes can give you a better idea of what you’ll pay for similar coverage between companies to help you decide on the best fit for your home. Contact AFC Home Club by phone at 833-930-0373 or request an online quote to start the process.