Looking for July 2026 SSDI payment dates? We have the official calendar right here, which shows exactly when payments will be made. For most people, the payment date is based on your birthday. Sometimes, the payment date can depend on when the claim was filed, or the type of disability insurance you have.
Knowing the exact day you'll get your SSDI payment can help you handle your money better. When you know when the money's coming, you can plan when to pay your bills and when to go shopping. This makes budgeting easier because you know what to expect, and it means fewer surprises at the end of the month.
July 2026 Disability Payment Schedule
Will my SSDI check come early in July 2026?
| If your birth date falls between: | Your SSDI benefit is paid: |
| 1st – 10th of the month | Wednesday, July 08, 2026 |
| 11th – 20th of the month | Wednesday, July 15, 2026 |
| 21st – 31st of the month | Wednesday, July 22, 2026 |
For most people, the schedule for SSDI payments is based on your birth date. If your birthday falls between the 1st and 10th of the month, your payments are sent on the second Wednesday of the month. If your birthday falls between the 11th and 20th, you'll receive payment on the third Wednesday. If your birthday is between the 21st and the 31st, payments are made on the fourth Wednesday of the month.
Will my SSI check come early in July 2026?
SSI benefits are paid on the 1st of each month, with some exceptions. If the 1st lands on a weekend or federal holiday, payment is sent on the preceding business day.
July SSI benefits will be paid on July 01, 2026.
Exceptions
There can be payment exceptions if the payment date lands on a weekend or federal holiday.
Weekend Exception: For SSI payments, if the 1st of the month lands on a weekend, the SSI payment will be sent on the previous business day. This means that sometimes you can receive two SSI payments in the same month (and the next month will be skipped).
Federal Holiday Exception: If your SSDI payment date lands on a federal holiday, benefits will be paid on the previous business day.
Receiving Both SSDI and SSI: If you are receiving both SSDI and SSI, your SSDI benefit is paid on the 3rd of the month, and your SSI payment is paid on the 1st.
Claims Filed Before May 1997: Recipients who filed for benefits before May 1997 are paid on the 3rd of each month.
What day is my July 2026 payment?
July 2026 follows a normal schedule. There are no payment disruptions caused by weekends or holidays.
July 01: Supplemental Security Income (SSI) is paid on the first of each month. You can expect your SSI payment to arrive on Wednesday, July 01, 2026.
July 03: The following groups will receive an SSDI payment on July 03, 2026.
- Beneficiaries who filed a claim before May 1997
- Beneficiaries who receive both SSDI and SSI
All other beneficiaries are assigned a payment day based on their birth date.
July 08: If your birthday falls between the 1st – 10th of the month, you can expect your payment on July 08 (the 2nd Wednesday of the month).
July 15: If your birth date falls between the 11th – 20th, you will get paid on July 15 (the 3rd Wednesday of the month).
July 22: If your birthday lands between the 21st – 31st, you can expect your payment on July 22 (the 4th Wednesday of the month).
July 31: Early August payment! August SSI will be paid on July 31st since Aug. 1 falls on a weekend.
Receiving your benefit payments
When you file an SSDI or SSI claim, you will be asked to choose a payment method. You can receive your benefit payments via direct deposit or debit card.
Direct Deposit
Direct deposit is the safest and most convenient way to receive your SSDI or SSI payments. This option deposits the money directly into your checking or savings account.
Once direct deposit is set up, the payment is automatically deposited each month.
Direct Express Debit Card
The Direct Express Mastercard lets you access your benefit payments without needing a bank account. Your benefit payment is added to your card balance, and your monthly funds are ready to be used that same day.
Please note: If you didn't receive your payment on time, please wait three business days before contacting the SSA.
